The success of auto enrolment has largely been driven by employee inertia. But how do we ensure savers remain on board as contributions increase?
With many employees seeing little increase in their salaries, rising pension contributions are hitting take-home pay. How do we dissuade employees - especially the young - from opting out? What are the best communication strategies - and how can these help boost engagement? Are their lessons to take from behavioural finance?
We debate how to maintain the momentum of auto enrolment - what employers, providers, advisers and others can do to help.
Tom McPhail, Head of Policy, Hargreaves Lansdown
John Greenwood, Editor, Corporate Adviser, Director, Definite Article Media